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Showing posts with label saving money. Show all posts
Showing posts with label saving money. Show all posts

Friday, September 10, 2010

Trimming your budget?

Have you ever sat down and really taken a look at your monthly budget? We are doing this now! Trying to figure out ways we can trim our budgets! I made an excel spreadsheet to automatically calculate everything for me. The plan is for the next few months to keep every receipt and track our spending! I know we can trim our grocery budget down but I am not sure how much! With 2 in diapers and baby #3 on the way! Our grocery budget includes toiletries, diapers, wipes, and cleaning supplies. Right now I have us budgeted for $400 in groceries a month. We are going to see if we can trim this down!

Other ideas?! I am thinking about cancelling the cable! Of course I have not brought this up to The Commander yet and when I do I may have a full on mutiny on my hands! I don't know if he can survive without Ghost Hunters and Destination truth! I will probably go through Project Runway and Secret life withdrawls (yes I am a grown women who watches a teeny bopper show), but all in the name of saving money!!

Here is a simple chart to get you started! Add and take away as needed.
Monthly Bills
Weekly Paycheck 450
x4 weeks 1800

Bills
Rent/Mortgage payment 600
Electric 100
AT&T 90
Insight 100
Car Insurance 100

Monthly Living
Groceries 400
Gas 150
Chiropractor 140

Total: 1710

Difference +120



So I challenge you!! Sit down take a look at your budget and see where you can trim it!

Share your ideas for trimming your budget!